Hi there, I’m Ali Raza. Welcome to Daily Habits Blog.
I started this blog for a simple reason: I believe that building a secure financial future doesn’t require a finance degree or complex strategies. It’s about mastering the daily habits that add up to a lifetime of stability and growth.
Based in the United Arab Emirates, I started my own journey toward financial literacy years ago. I was frustrated by financial advice that felt overwhelming, salesy, or out of touch with the reality of everyday life. I saw a need for a place that cut through the noise—a place that offers clear, practical, and genuinely helpful guidance without pushing products or promises.
That’s the mission behind this blog.
What You’ll Find Here
This is your straightforward guide to personal finance. We break down topics like:
- Saving & Budgeting: Simple systems to help you keep more of what you earn.
- Understanding Debt: Strategies to manage and overcome debt for good.
- Retirement Planning: Demystifying the rules (like RMDs, 401(k)s, and IRAs) so you can plan with confidence.
- Financial News: Explained in plain English—what it means for you and your wallet.
Our content is built on hours of research, a passion for continuous learning, and a commitment to providing information that is accurate, timely, and, most importantly, actionable.
Our Promise to You
- Clarity Over Complexity: We translate financial jargon into simple, understandable language.
- Empowerment, Not Pressure: Our goal is to give you the knowledge you need to make decisions with confidence. We will never pressure you into any specific action.
- 100% Transparency: We do not offer paid financial advice, nor do we sell any financial products, services, or investment schemes. Any affiliate links for tools we genuinely recommend will be clearly disclosed. This blog is funded through these partnerships, but they never influence our honest opinions.
A Quick, Important Note
I am not a certified financial advisor. I am a dedicated researcher and writer passionate about personal finance. The information on this site is for educational and informational purposes only. You should always consult with a qualified professional advisor before making any financial decisions.
Thank you for visiting. I’m genuinely grateful you’re here and hope you find the ideas that will help you build a stronger financial future, one daily habit at a time.
Ali Raza
Founder, Daily Habits Blog